It’s a sign of incredible strength

Nearly three years ago — December 26th to be exact — was the day I decided I couldn’t do it alone anymore. My mental health had taken a nosedive, and I needed outside help.

So in the middle of the night, I drove 45 minutes to the mental hospital, walked in, and said, “Hi, I need to be checked-in.”

It was the hardest, most life-changing decision I’ve ever made.

I was admitting I had a problem. I was admitting I needed help. And I was admitting I was powerless. …


Yes, including this one

Medium seems to be the only website flooded with content about the site itself.

I don’t care about your low views, low pay, nor your endless complaints about XYZ. Medium wants a relational model, but how can we be relational if all the articles are general complaints?

Tell me about your life. Talk to me about your struggles. Get real with me.

If we want the views to go up — and the content to improve — we need to stop with these complaints. Articles like this one are exactly what I’m talking about.

Might be a hard pill for…


And how I found what’s important to me

Don’t get me wrong — school is important, but I don’t want to give 100% anymore. I still want to pass, but I’m done spending my afternoons studying.

I want to write.

I can’t do both at the same time — there are only 24 hours in a day. I didn’t completely give up on school — I need to maintain my scholarship qualifications — but instead of burying my head inside a textbook all week, I write.

There’s always a trade-off in life, especially when it comes to time. Think of it as an opportunity cost. …


How the CARES Act made the 1% richer

Nothing gets on my nerves more than someone who doesn’t pay their fair share of taxes. I’m looking at you, wealthy people. Not all of you — but certainly a good chunk — need to start paying up.

Tax loopholes are no stranger to the wealthy, and there’s a new one floating around — private jets. Private jet sales have gone up, and the rich pay no taxes on them, with some even receiving tax refunds.

And of course, this was inspired by Senator Kelly Loeffler after she purchased a private jet to exploit the tax system.

We need to…


And what I should have done from the beginning

When I first started on Medium, I was bombarded with articles on how to get curated, accepted into publications, and become a top writer. I didn’t know any better, so that’s all I focused on.

But I was a newbie. Why should I have to worry about that from the very beginning?

I think a lot of advice given about Medium is helpful towards people who already have experience writing. If you’ve never written an article before, your sole focus should be learning how to write articles. …


Start living life on your own terms

What bothered me? Other people’s opinions, no doubt. I didn’t act, sing, or dance in high school because I was too bothered with what others thought. I put people’s judgments above my own, and I started to suppress the things that made me unique.

Why did someone else’s opinion matter so much?

Being unbothered is easier said than done, and I’m in no way a master at this. Truthfully, being unbothered is an entire art form and needs consistent practice.

What happens when you stop letting others bother you? You can finally start living life on your own terms. You…


And what you can do about it

Thinking back on my past friendships, one person comes to mind — my “first best friend.” I was a shy sophomore in high school, and he was the first person to bring me out of my shell.

I became more out-going, more confident, and I started getting out of the house more.

I give him credit for forcing me out of my comfort zone, but was he a good friend? No, he was not. It took me years to realize it, but our friendship was quite destructive. …


Dealing with the ups and downs in life

The past two days have been bad. Not fun at all.

I’m in a funk, you could say.

I don’t know if I’m only speaking for myself, but one little thing can turn your day upside down. You don’t intend for it to ruin your day — sometimes it just happens. I found the worst way to deal with a bad day is to force a good day to happen. Sometimes, it’s just not there.

I can’t necessarily give you the advice to “wake up and smell the roses” because I’m terrible at it. We all know going for a…


Here’s what I should have done instead

I lost my scholarship two years ago, and I needed to pull out $5,000 in student loans to cover next semester’s tuition.

I wouldn’t need it for another six months, so I figured I’d put it in the stock market and earn a little money. Nothing could go wrong, right?

But when tuition came due, the market wasn’t looking so good. I had to withdraw the money and take the loss. I couldn’t wait for the market to go back up.

In the end, I lost about $300. It doesn’t sound like a lot, but it was a decent amount…


Create goals you can achieve

Is making money a goal? Think about it.

How much money? For what? When do you reach the goal? What happens after?

“Making money” is not a goal because it’s open-ended and too broad.

Money is the tool you use to reach your goals.

Making money can be an objective, but if that’s all we feel like we’re working towards, that’s not very exciting. Why are you making money? We all have our aspirations, but we need goals and action plans to get there.

There are three things a financial goal needs to be:

  1. Specific
  2. Realistic
  3. Actionable

1. Get specific

When making a…

Ryan Fulton

Just a college kid trying to make it. IT nerd. I like talking about life, personal finance, and mental health. Say hi! -> ryan@ryanfulton.co

Get the Medium app

A button that says 'Download on the App Store', and if clicked it will lead you to the iOS App store
A button that says 'Get it on, Google Play', and if clicked it will lead you to the Google Play store